Secured Visa® Card

A helpful tool to establish or re-build your credit

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Summary of Credit Terms

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Connect your ASB Secured Visa® Card to your smartphone and pay while on-the-go

Product Features & Benefits

  • Annual fee of $351

  • Request your own credit limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval

  • You may qualify for a credit limit increase without additional deposits within 7 months when using your card and making regular on-time bill payments, subject to credit approval

  • In as little as 11 months, you may qualify for an unsecured card and have your deposit automatically refunded to you when you maintain a good payment history with us, subject to credit approval

  • U.S. citizenship is not required, but you must have a valid Social Security Number (SSN) or Individual Tax ID Number (ITIN) and a valid U.S. address

  • Automatic reporting to the 3 major credit bureaus to help establish credit

Interested in learning more?

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Online Access

View and pay credit card bills online

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Summary of Credit Terms

Important information on rates, fees, costs, conditions and limitations

Take the Path to Financial Success

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Get Started

Free financial education courses, available on desktop and mobile

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Financial Checkup

Take our real-time assessment to see where you're at

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Calculators

Use our helpful tools to prepare for your next milestone

Common Questions:

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Your Money During Turbulent Times
 

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  1. For additional information about Annual Percentage Rates (APRs), fees and other costs, see Summary of Credit Terms.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc. VISA is a registered trademark of Visa International Service Association and used under license.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note that new cardmembers will generally see their FICO® Bankcard Score 9 (the version of FICO® Credit Score we use to manage the account) within 45 days of account opening.