Kalo Deluxe Checking

Exclusive and preferred rates, waived fees and more - our benefits make banking easy

OPEN NOW
Debit card art with mobile pay and merchant services

Tap your ASB Visa® Contactless Debit Card or connect it to your smartphone and pay while on-the-go

Product Features & Benefits

Interested in learning more?

Clipboard Icon

Compare All Checking Accounts

See how this account stacks up against others

Scale Icon

Checking Chooser Tool

Not sure where to start? Answer a few questions and see what's right for you

Newspaper Icon

Product Guide

Additional product information and things you should know

Take the Path to Financial Success

ASB Financial Wellness screenshot

Get Started

Free financial education courses, available on desktop and mobile

Financial Checkup screenshot

Financial Checkup

Take our real-time assessment to see where you're at

Calculators screenshot

Calculators

Use our helpful tools to prepare for your next milestone

Common Questions:

Identity Fraud Thumbnail

Armor Up Against Identity Fraud

Fraudsters these days are more conniving and persuasive than ever before. But, you can keep your identity and your finances secure all year round by s...

Read More >

n-The-Go Banking Tips Thumbnail

On-The-Go Banking Tips

The latest advances in banking technology have made everyday tasks like shopping, running errands and sharing a meal with friends and family safer and...

Read More >

Working from Home Thumbnail

Are You Working from Home? Here's How to Save Money While Doing So

The COVID-19 pandemic has led many workplaces around the world to transition employees to remote work. While working from home can be an exciting chan...

Read More >

  1. We reserve the right to close an account that has a zero balance for 30 or more consecutive calendar days.
  2. Deposit balances include checking, savings, money market, CD and IRA balances.
  3. Loan balances include HELOCs and other consumer loans and lines of credit, except residential mortgage and credit card balances.
  4. Direct deposit means electronic government or payroll deposits made to the account during the statement period.
  5. If you use an ATM within the U.S. that is not owned or operated by ASB, we will refund ATM withdrawal fees charged by either ASB or the other bank or ATM operator.
  6. The loans and lines are subject to credit approval. If the loan/line has a variable rate, your discounted rate will not be lower than the minimum rate established for that product. The preferred rates will only apply to accounts that are made after the Kalo Plus or Kalo Deluxe Checking account is opened and cannot be added on to any promotional rate. Contact a branch for details.
  7. For Savings Overdraft Transfer, a Statement Savings or ASB Tiered SavingsSM account is required to participate in this service. Regulatory transfer limits apply. There is no annual fee.
  8. An internet-enabled device is required to access the ASB Hawaii Mobile app and website. Downloading the app is required for Mobile Check Deposit. Standard messaging and data usage fees apply; contact your mobile carrier for details.