Kalo DeluxeSM Checking

Introducing our newly redesigned Kalo DeluxeSM Checking account, now with more benefits, exclusive features and easier ways to qualify for our best customers.

OPEN AN ACCOUNT

Dream even bigger with Kalo DeluxeSM Checking1

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No service fee2

Qualify with $5,000 in direct deposits or $30,000 in combined balances per statement period.

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ATM rebate3

Use any ATM and we'll cover up to $25 in fees each statement period.

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Our best rates

Earn a higher rate on Certificates of Deposit.

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Overdraft fee rebate

Up to $60 per calendar year.

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Earn interest on balances

With tiered interest, the higher your balance, the more you earn.

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Zero liability on fraudulent purchases4

Know your purchases are safe and secure.

No Service Fee.

Monthly Service Fee waived on all personal checking accounts with direct deposit minimums.2

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Buy Local HawaiiSM

Your ASB Visa® Debit Card just got more rewarding. Get in on the savings and find a participating merchant near you to get access to discounts at local merchants when using your debit card.

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Common Questions:

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  1. See Personal Deposit Account Terms and Conditions.
  2. Direct deposit means electronic government or payroll deposits made to the account during the statement period. Minimum direct deposit requirements for Kalo DeluxeSM is $5,000. Additional options available for monthly service fee waiver. Otherwise, the monthly service fee $25 per statement period.
  3. If you use an ATM that is not owned or operated by ASB within the United States, we will refund up to $25 per statement period in ATM withdrawal fees charged by either ASB or the other bank or ATM operator.
  4. The "Zero Liability Policy" is a Visa policy, which may be subject to change. For more information on eligibility, the dispute process, and other terms and conditions, visit https://usa.visa.com/pay-with-visa/visa-chip-technology-consumers/zero-liability-policy.html.