Kalo Plus^SM Checking

To open an account online, you must be 18 years or older, a U.S. citizen or permanent resident alien, and a resident of Hawaii. You'll need to provide your social security number and have your Hawaii driver's license, state ID or US passport ready. Minimum $20 opening balance.

Visit an ASB branch conveniently located near you with a valid ID. You must be 18 years or older, a U.S. citizen or permanent resident alien, and a resident of Hawaii. Minimum $20 opening balance.

For more information about the ways to set up direct deposit, click here.

We recommend comparing our checking account benefits or visit us at a branch and we'll explain the benefits and differences of our family of checking accounts.

Kalo Checking accounts do not require a minimum balance. However, you can avoid the monthly service fee on Kalo Plus^SM and Kalo Deluxe^SM by maintaining a combined monthly average deposit and loan balance. For information on balance requirements and more, visit Compare All Checking Accounts.

A checking account is considered dormant at 12 months of inactivity, and a savings account is considered dormant at 36 months of inactivity. While your account is dormant, you will receive account statements but will not be able to access the ATM or use your debit card at point-of-sale (POS) terminals.

Yes. When using an ATM that is not owned or operated by ASB, we will refund you up to $10 for Kalo Plus^SM or $25 for Kalo Deluxe^SM customers per statement period in ATM withdrawal fees charged by either ASB or the other bank or ATM operator.

Your ATM fee rebate will be credited to your account at the end of your monthly statement cycle.