When the numbers have to add up!

Checking
Home Budget Analysis	Analyze your budget, see where your money goes and find out where you can improve!
Student Budget	This calculator is specifically designed to help students understand their expenses and income.
Checkbook Balancer	Make balancing your checkbook quick and easy. It’s as simple as entering your outstanding checks and deposits and comparing it with the calculated amount.
Net Worth	Determine your net worth by recording your assets (what you own) and all of your liabilities (what you owe). You can also estimate the growth of your net worth over the next ten years.

Savings
The Impact of Saving More	See what happens when you start saving more.
Save for College	Saving for a college education requires advanced planning and knowledge. Estimate how much you will need to save.
Save to be a Millionaire	How much do you need to save to be a millionaire?
What Will My Savings Be Worth?	Get an estimate on how much your savings will be worth in the future.
Save Towards a Goal	Determine how much you need to save to reach a goal you may have.
Save for a Rainy Day	Determine how big your rainy day savings needs to be for any emergency or essential needs.
Compare Two CDs	Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

Loans and Lines of Credit
Amortizing Loan Calculator	Use this calculator to help estimate the monthly payment on a Personal Unsecured Loan. Enter the loan amount and desired term to calculate payments.
The Equity in Your Home	Use this calculator to help find out how much equity is in your home.

Mortgages
Calculate a Mortgage Payment	See how much your mortgage payment will be.
Rent or Buy?	Is renting or buying a home the better financial choice?
Proceeds from Sale of a Home	How much money will the sale of your home yield?
Home Affordability	Look at the different factors that impact your ability to obtain a loan for a new home purchase.
Compare Two Mortgage Loans	Compare mortgages and see which one works the best for you.
Adjustable Rate Mortgage Analyzer	Understand your adjustable rate terms and see what your monthly payment could be.
Time to Refinance?	See what could happen if you refinance your home.

Retirement Savings & Planning^†
401 (k) Calculator	A 401 (k) account through your employer is one of the best methods for building retirement savings.
Estimate Social Security Benefits	Use this calculator to estimate the Social Security benefits you (and a spouse) may receive.
How Long Will My Retirement Savings Last	There are key factors that will determine how long your retirement savings may last.
Retirement Income Estimator	What monthly income will your retirement savings provide?
Save for Retirement	Saving for retirement can be a challenging task. Use this calculator to help you meet your retirement goals.
Spend it or Invest it in an IRA	What you don't put away today for retirement will impact how much you have available to you when you are ready to retire.
Traditional 401 (k) vs. Roth 401 (k)	This calculator can help to see if a Traditional 401 (k) or Roth 401 (k) may help you meet your retirement goals.

Credit Cards and Debt Management
Debt Consolidation Calculator	This calculator is designed to help determine whether debt consolidation is right for you.
How Long Will It Take to Pay Off a Credit Card?	Like many credit card holders, there are times when you might have overdone it on the spending. This calculator can help figure out how long it'll take to pay off a credit card.
Use a Lump Sum to Pay Down Debt	If you have received a lump-sum payment from an inheritance, tax refund or commission off of a large sale, you might be wondering what the best use of that money is.

Budgeting
How Much Am I Spending?	Organize your spendings and look at reducing your spending in particular categories.
Household Cash Flow Tracker	Get your spending under control and in line with your income to build a healthy financial future.
Spare Change	Count up your spare change!
Calculate Your Net Worth	Compare your assets and liabilities to find your net worth.
Save or Pay Off Debt?	Consider if you are better off using the money you have in savings to pay down debt.
Should You Work Outside of the Home?	Making the decision to return to work after staying at home with children, or leaving the workforce to stay at home is sometimes a difficult decision for parents. Use this calculator to explore your options.

Links to the interactive calculators and information provided above are made available to you as self-help tools for your independent use and are not intended to provide investment and/or financial advice. We do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding personal finance issues.

Services

Tools

Rates

Calculators

Advice

When the numbers have to add up!

Checking

Savings

Loans and Lines of Credit

Mortgages

Retirement Savings & Planning^†

Credit Cards and Debt Management

Budgeting

When the numbers have to add up!

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