TODAY'S RATES
Below are today's rates (01/15/2021) for our Conforming, Jumbo, VA, and ARM Loans.
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Conforming & Jumbo Loans |
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|
Rate |
Points |
APR |
Down Payment |
Monthly Payment (principal & interest)
|
30 Year Fixed1 | 2.5% | 1.875 | 2.675% | 20% | $395.12 |
Jumbo 30 Year Fixed2 | 2.625% | 1.75 | 2.789% | 20% | $401.65 |
15 Year Fixed1 | 1.875% | 1.875 | 2.192% | 20% | $637.77 |
The interest rates, annual percentage rates (APRs), and discount points shown are subject to change without notice and may vary based on credit history and market movement. Rate is based on a 45 day lock for purchase transactions. Monthly payment example does not include amounts for real estate taxes and insurance premiums. If an escrow account is required or requested, the actual monthly payment will be greater. Rates shown include our purchase promotion of .25 points off closing costs. Pricing options with fewer points are available. Above rates are for purchase transactions. Refinance rates may be higher.
|
Veterans Affairs (VA) Loans3 |
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Rate |
Points |
APR |
Down Payment |
Monthly Payment (principal & interest)
|
|
30 Year Fixed1,2 | 2.25% | 0 | 2.438% | 0% | $382.25 |
The interest rates, annual percentage rates (APRs), and discount points shown are subject to change without notice and may vary based on credit history and market movement. Rate is based on a 60 day lock for purchase transactions. Monthly payment example does not include amounts for real estate taxes and insurance premiums. If an escrow account is required or requested, the actual monthly payment will be greater. Rates shown may not include any current promotions or specials. Other interest rates and points combinations are available. Above rates are for purchase transactions. Refinance rates may be higher.
|
Rate | 2.5% |
Points | 1.875 |
APR | 2.675% |
Down Payment | 20% |
Monthly Payment
(principal & interest) per $100,000 borrowed |
$395.12 |
Rate | 2.625% |
Points | 1.75 |
APR | 2.789% |
Down Payment | 20% |
Monthly Payment
(principal & interest) per $100,000 borrowed |
$401.65 |
Rate | 1.875% |
Points | 1.875 |
APR | 2.192% |
Down Payment | 20% |
Monthly Payment
(principal & interest) per $100,000 borrowed |
$637.77 |
The interest rates, annual percentage rates (APRs), and discount points shown are subject to change without notice and may vary based on credit history and market movement. Rate is based on a 45 day lock for purchase transactions. Monthly payment example does not include amounts for real estate taxes and insurance premiums. If an escrow account is required or requested, the actual monthly payment will be greater. Rates shown include our purchase promotion of .25 points off closing costs. Pricing options with fewer points are available. Above rates are for purchase transactions. Refinance rates may be higher.
Rate | 2.25% |
Points | 0 |
APR | 2.438% |
Down Payment | 0% |
Monthly Payment
(principal & interest) per $100,000 borrowed |
$382.25 |
The interest rates, annual percentage rates (APRs), and discount points shown are subject to change without notice and may vary based on credit history and market movement. Rate is based on a 60 day lock for purchase transactions. Monthly payment example does not include amounts for real estate taxes and insurance premiums. If an escrow account is required or requested, the actual monthly payment will be greater. Rates shown may not include any current promotions or specials. Other interest rates and points combinations are available. Above rates are for purchase transactions. Refinance rates may be higher.