Conforming loans offer the most competitive market rates. Let our local residential loan experts help determine if your borrowing situation meets the guidelines for a conforming loan.

Understand the Loan Process - Learn what to expect in a loan pre-qualification and see what happens once you have started the loan application process.

Attend a Homeownership Seminar - We offer a number of seminars throughout the year; check out the schedule of events. There is no obligations. Registration is free and simple.

Participating Lender in New Development Projects - Communities throughout Hawaii are developing and growing with exciting high-rise condominiums in the urban landscape as well as startup townhouses and family homes in new and existing subdivisions. American Savings Bank is pleased to be a participating lender for many of these real estate development.

Mortgage Glossary - Need a reminder on mortgage lingo? Use the handy glossary to learn more.


  1. Based on a $500,000 loan amount, a 30-year fixed rate mortgage would have 360 fixed monthly principal and interest payments of $2,387.08 (interest rate of 4.000% / 4.834% APR). Based on a $500,000 loan amount, a 15-year fixed rate mortgage would have 180 fixed monthly principal and interest payments of $3,513.34 (interest rate of 3.250% / 4.714% APR). Interest rate used in the examples are as of 6/1/17 and are for loan payment example only. Borrower interest rates will vary depending on loan request, purpose, borrower, credit and property information. Payment does not include taxes or insurance premiums; your actual payment will be greater. Fire, hurricane and flood (if in flood hazard zone) insurance required at homeowner's expense.

Loan programs and products are subject to loan qualification, credit policy and underwriting standards for the respective program or product. Certain terms, conditions and restrictions may apply. Programs/products subject to change or discontinuation without notice.