2023 New Hawaii Conforming Loan Limit
Federal Housing Finance Agency has announced the 2023 conforming loan limits, which is now $1,089,300, up from $970,800. The new limits are effective for loans delivered to Fannie/Freddie on, or after January 1, 2023.
Understand the Loan Process - Learn what to expect in a loan pre-qualification and see what happens once you have started the loan application process.
Attend a Homeownership Seminar - We offer a number of seminars throughout the year; check out the schedule of events. There is no obligations. Registration is free and simple.
Participating Lender in New Development Projects - Communities throughout Hawaii are developing and growing with exciting high-rise condominiums in the urban landscape as well as startup townhouses and family homes in new and existing subdivisions. American Savings Bank is pleased to be a participating lender for many of these real estate development.
Mortgage Glossary - Need a reminder on mortgage lingo? Use the handy glossary to learn more.
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- Loan programs and products are subject to loan qualification, credit policy and underwriting standards for the respective program or product. Certain terms, conditions and restrictions may apply. Programs/products subject to change or discontinuation without notice.
- Based on a $828,800 loan amount, a 30-year fixed rate mortgage with a 6.440% APR would have 360 fixed monthly principal and interest payments of $5,170.63 at an interest rate of 6.375% and .125 points. Based on a $828,800 loan amount, a 15-year fixed rate mortgage with a 5.804% APR would have 180 fixed monthly principal and interest payments of $6,827.09 at an interest rate of 5.625% and .625 points. Interest rate used in the examples are as of 12/19/22 and are for loan payment example only. Borrower interest rates will vary depending on loan request, purpose, borrower, credit and property information. Payment does not include taxes or insurance premiums; your actual payment will be greater. Fire, hurricane and flood (if in flood hazard zone) insurance required at homeowner's expense.