Lifesaving Online Banking Tools For Your Holiday ShoppingMonday, December 10, 2018
Many of us spend the weeks leading up to the end of the year constantly on the go. There’s always a task that needs to be completed or a gift to be bought. Whether you’re rushing to finish your holiday shopping or picking up family from the airport, having instant access to your bank accounts can be a game changer. Our online banking tools at American Savings Bank can help ease your stress, during the holidays and all year long! Below are some of our favorite online banking tools to use for during the holiday season.
ONLINE BANKING TOOLS FOR PAYMENTS
Long lines during the holidays are only made worse when someone pays in cash using a variety of bill sizes. The cashier then has to painstakingly count up the amount and pick out exact change from the register. During especially busy shopping seasons such as the holidays, the register may be filled with only small bills, nickels and pennies. With mobile phone tools such as ApplePayTM, you can conveniently replace the time-consuming process of counting cash while providing a quick solution for making purchases or paying back a friend.
If you’re an iPhone user, you can link your ASB debit card to your iPhone Wallet using ApplePayTM. Your iPhone Wallet is great for storing boarding passes and event tickets, and now it can help you save time while shopping this holiday season. Worried about credit card theft? ApplePayTM uses your fingerprint or passcode to authorize payment, so your card number is never used.
Streamline your holiday bills using the Bill Pay online banking tool from ASB. This service allows you to pay bills such as rent, utilities, and more directly from your phone and/or computer. Simply log in to the ASB Hawaii Mobile App or online banking platform and set up your next one-time or recurring payment. Less time writing checks means more time finding the perfect gifts for your friends and family.
Pay A Friend
The next time you go out for a holiday dinner with friends, you won’t need to worry about carrying cash – all thanks to our Pay a Friend feature. One of our most useful online banking tools, Pay a Friend lets you pay friends or family via your mobile phone, using an ASB debit card. Paying someone for your portion of a gift is super simple. All you’ll need is a mobile phone number or email address. Your friend will receive a text or email notification letting them know they have funds available.
MANAGING YOUR ACCOUNTS ONLINE
One of the best parts of online banking is how easy it is to access your account information. We offer several ways to manage your accounts and your holiday shopping budget using online banking tools.
Balances, eStatements, & Activity
Keep your holiday budget on track by using ASB’s online banking tools to monitor your accounts. Even if you’re at the mall or in a boutique trying to find the perfect gift, you’ll have easy access to your balance. Simply log into the ASB Hawaii Mobile App or online banking platform and look up past statements with eStatements, so you know what a normal spending amount is for you. You can even track your recent transactions to make sure there’s no fraudulent activity.
Found a great gift but need to move money from one of your accounts to the other? We offer money transfer services as part of our online banking tools. Quickly and securely transfer funds between ASB accounts while you wait in the checkout line. Online money transfers save you a trip to a branch or ATM for holiday spending money.
Mobile Check Deposits*
The holidays are close, and you’ve just received a check but don’t have any time to deposit it at the bank. Luckily, our online banking tools include Mobile Check Deposit. With only a few clicks of a button, you can securely deposit your funds without stepping foot in a branch. In fact, ASB was the first bank in Hawaii to offer this convenience. Use Mobile Check Deposit to deposit your check and have access to that money for holiday shopping.
ONLINE BANKING TOOLS FOR ACCOUNT SECURITY
We take your online account safety very seriously. Our mobile banking app and online banking tools all feature top security features to keep your personal information safe from identity theft when you’re out shopping.
Secure Access Code
Know that you’re the only one accessing your accounts this holiday season by using a Secure Access Code to log into your online banking accounts. Anytime you use a new device, you’ll receive a Secure Access Code via text to your mobile phone or voice call if you choose. This adds an extra layer of security.
TouchID® and Four Digit Passcode
If you’re going to a busy shopping center for holiday shopping, it’s important that your banking information on your phone is secure. We use online banking tools like TouchID® and Four Digit Passcodes to keep your information out of the hands of criminals. You can choose to use just a Four Digit Passcode or enable TouchID® to securely access your online banking tools.
Learn more about all of our online banking tools by visiting our ASB Hawaii Mobile App. Simply download the app, and you’ll be ready to take on the holidays in no time!
*An Internet enabled device is required to access the Online Banking app. To use the mobile check deposit service, you must be enrolled in Online Banking and downloading the app is required. This service is available only for AndroidTM, iPhone® and tablet devices. Standard messaging and data usage fees apply; contact your mobile carrier for details.