Hawaiian Home Lands Loan Program

American Savings Bank (ASB) is committed to making a real impact in the community by providing Native Hawaiian families eligible for Hawaiian Home Lands more options to turn their dream of owning a home in Hawaii into a reality.

CONTACT A MORTGAGE LOAN OFFICER

 

 

ASB is a trusted Department of Hawaiian Home Lands (DHHL) lender for purchasing and refinancing property on Hawaiian Home Lands

HUD 184A Native Hawaiian Housing Loan Guarantee Program

  • Low down payment (1.25% - 2.25%)
  • No mortgage insurance
  • Flexible underwriting
  • Loan guaranteed by U.S. Department of Housing and Urban Development (HUD)

FHA 247 Loan Program

  • Low down payment (3.5%)
  • No annual mortgage insurance
  • One-time upfront mortgage insurance premium
  • Loan guaranteed by the Federal Housing Administration (FHA)
  • Up to 85% Loan-to-Value cashout

Qualification Criteria

 

  • Applicant must be at least 18 years of age with the ability to mortgage a leasehold interest in real property that is subject to the Hawaiian Homes Commission Act, 1920, as amended.

Hawaiian Home Lands Loan Program Officer Team

Our mortgage loan officers are here to provide you the guidance and expertise on your new home on Hawaiian Home Lands. Contact any of our experts below for more information.

Lisa Carillo's headshot

Lisa Carillo

VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER

NMLS #685883
Direct: (808) 872-4991
Mobile: (808) 463-2296
lcarillo@asbhawaii.com

Alan Magno's headshot

Alan Magno

VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER

NMLS #477326
Direct: (808) 593-4821
Mobile: (808) 425-2974
amagno@asbhawaii.com

Paul Santos' Headshot

Paul Santos

VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER

NMLS #477347
Direct: (808) 539-7124
Mobile: (808) 927-9548
psantos@asbhawaii.com

Common Questions:

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