* The mortgage discount offer (“offer”) is applicable for home purchase transactions for a Hale Ka Lae property financed through American Savings Bank (“ASB”) residential mortgage programs. Offer is not applicable for brokered out loans or Veterans Affairs Loans. Offer good only with a completed loan application submitted to ASB and for a loan locked through 02/28/2021 and closed/funded by American Savings Bank by 04/30/2021. Offer is subject to automatic payments from a new or existing ASB checking account for this offer of one-half (0.50) point off loan origination points. The ASB checking account number with the intent to establish automatic payments for the mortgage must be provided prior to final approval of the loan by ASB. The establishment of automatic payments must be signed at mortgage closing. If the borrower opts out of automatic payments or the ASB checking account is not established at loan closing, the offer will not apply. See the Personal Deposit Account Terms and Conditions for other terms, conditions and fees for Kalo Checking accounts. This offer cannot be combined with any other mortgage promotional discounts, long-term rate lock specials, or new project financing rates unless otherwise specified. The financed residential property must be owner-occupied. This offer is subject to change or discontinuation without notice. Applicant(s) is/are subject to loan qualification, underwriting guidelines, and credit policy of American Savings Bank. Certain terms and restrictions apply. For more information, please contact an American Savings Bank Residential Loan Officer.