Home Mortgage Loans1

Achieve your Hawaii homeownership dreams with American Savings Bank, Hawaii’s 6-time Forbes’ Best-In-State Bank. From pre-qualification to closing, our expert mortgage loan officers will help you every step in the mortgage loan process.
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Buy a Home

We're here to help you own your dream home in Hawaii, from pre-qualifying to closing. Find a home buying program that works for you.
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Refinance Your Mortgage

Shorten your loan term, lower mortgage payments or put more cash in your pocket.
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HELOC

Already own a home in Hawaii? Use your home's equity for home improvements, debt consolidation, school tuition and more.
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ASB Number One Mortgage Lender

American Savings Bank is Hawaii's #1 Local Mortgage Lender

Based on State of Hawaii Bureau of Conveyances data January 2024 through September 2025, recorded total value of residential, non-wholesale, purchase mortgages.

Meet with a Mortgage Loan Officer

Schedule an appointment with one of our mortgage experts and discuss how we can make your dream of Hawaii homeownership possible.

Make An Appointment

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Save on Closing Costs!

Buying a home is a huge milestone - we're here to help! We are currently offering the following promotions that can help you save thousands.
Hometown Heroes
First Time Home Buyer
Purchase Promo

Today's Mortgage Rates (06/08/2026)

Below are today’s mortgage rates for our most popular Adjustable Rate Mortgage (ARM) and Fixed Mortgage.
10 Year ARM*
Rate: 5.750%
Points: 2.125
APR: 6.218%
15 Year Fixed*
Rate: 5.250%
Points: 2.250
APR: 5.684%
30 Year Fixed*
Rate: 6.250%
Points: 1.875
APR: 6.487%
* Important information about today’s mortgage rates may be viewed at "View All Mortgage Rates."

Why Choose American Savings Bank?

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Financing Options For Your Goals
Whether you're a first time home buyer or a seasoned real estate investor, our mortgage options can make your Hawaii homeownership dreams possible.
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Expert Advice
From pre-qualification to closing, our local loan officers are here to help every step of the way.
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Personalized Support
Receive personalized resources and support to fit your goals and needs.
 
Meet with a ASB Mortgage Loan Expert
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Brian Ako

Island: Oahu 
NMLS: #1083184 
Phone: (808) 741-5130 
Let's Meet

Alan Magno

Alan Magno

Island: Oahu 
NMLS: #477326 
Phone: (808) 425-2974 
Let's Meet

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Byron Yap

Island: Maui   
NMLS #860092   
Phone: (808) 280-3491    
Let's Meet

FIND A MORTGAGE LOAN OFFICER

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Meet with a Mortgage Loan Officer

Schedule an appointment with one of our experts and discuss how we can make your dream of homeownership possible.

Home Buyer Resources

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Today's Mortgage Rates
Compare our current fixed, jumbo and adjustable rate mortgage (ARM) loan rates.
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Mortgage Loan Calculators
Easy-to-use mortgage loan calculators to help you calculate your down payment, monthly mortgage payment and more.
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Mortgage Resource Center
Buying a home is one of life's biggest milestones, and we're here to help! Check out our free financial tools, courses and articles.
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ASB Launches “This is HOME” First Time Home Buyer Program to Address Growing Housing Crisis

American Savings Bank (ASB) is proud to introduce “This is HOME,” a new first-of-its-kind affordable financing solution...

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ASB Introduces New Mortgage Options to Expand Affordable Homeownership Access for Native Hawaiians

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3 Tips for Securing Your Dream Home in Hawaii

Are you dreaming of owning a home in Hawaii? We’re here to help. At American Savings Bank (ASB), we’re committed to helping you achieve your homeownership dreams...

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  1. Subject to loan approval. Certain terms, conditions and restrictions may apply. Programs/products subject to change or discontinue without notice.