Offer expires 1/31/19. Receive up to $450 in cash back and savings. An American Savings Bank business checking account is required to qualify for this promotion. 1) get $100 when you sign-up for Merchant Services and complete your first transaction within 30 calendar days from sign-up; 2) get $100 when you open or upgrade to an Analyzed Checking account; and/or 3) receive an application fee waiver (up to $250 in value for loan or lines of $100,000) when you apply for a Business Line or Business Loan. The cash back will be deposited into your business checking account by the end of the third week of the month following the criteria being met. If the Business Checking account is closed within 180 days after the offer expires, a $100 fee will be assessed. Value of the cash back is considered interest and may be reported to the IRS. Limit of one gift per customer per account and only one account per customer is eligible. Cannot be combined with any other promotional offer. To qualify for the offers, you must not have had these services within the last 12 months. For merchant services, the account is subject to underwriting guidelines and credit approval.