CERTIFICATE OF DEPOSIT (CD)

Build your savings with our competitive annual percentage yields (APY) and wide range of term lengths.   
Start earning more with Hawaii’s 5-time Forbes’ Best-In-State Bank.

Current Promotional Certificate of Deposit Rates with Funds From Another Financial Institution (Minimum of $10,000)

 
3-MONTH TERM1
APY: 3.25%
Deluxe & Private Banking Customers APY: 3.35%

OPEN 3-MONTH CD

5-MONTH TERM1
APY: 4.05%
Deluxe & Private Banking Customers APY: 4.15%

OPEN 5-MONTH CD

Not sure what CD account to choose? Use our free Compare Two CDs calculator to see how much you can earn.

Learn more about our Kalo Deluxe Checking benefits, terms and conditions. Open an account today.

Long-term, short-term, and everything in between

Certificate of Deposit
Product Features & Benefits

  • Non-promotional CDs require a $1,000 minimum balance to open

  • No fees when funds remain in account for the CD term

  • Higher returns than typical savings accounts

  • Competitive interest rate that will be fixed until the day it matures2

  • Wide range of fixed terms - from 30 days to 10 years

Interested in learning more about CDs?

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Current CD Rates

Open a CD and start earning interest at competitive rates that are compounded daily

Common Questions:

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  1. The Annual Percentage Yield (APY) is accurate as of October 18, 2024. The minimum balance required to open and obtain the promotional APY is $10,000 for consumer accounts; funds must originate from another financial institution. Subject to change without notice. Refer to the Deposit Interest Rates on asbhawaii.com for other promotional rates. Cannot be combined with any other offer. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Online CDs are available for amounts less than $50,000. Other terms and conditions apply.
  2. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.