Other Home Loans

More home financing options available

Learn more about our other home loans offered at American Savings Bank to help you get the home of your dreams in Hawaii.

Call us: (800) 293-2878


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Land & Home Construction Loans

Are you building your dream home from the ground up? Build Your DreamSM Construction-Permanent Loan combines construction financing and a permanent loan into one. Use our Land Loan to finance vacant land purchases with construction plans within three years.


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Ultimate Newcomer's Guide to Hawaii

American Savings Bank is proud to sponsor Honolulu Magazine's Ultimate Newcomer's Guide to Hawaii, which features a video of ASB teammates sharing what they love about living in Hawaii. There's a lot to see, taste and do here. Let the Newcomer's Guide help point you toward everything you need to make your life in Hawaii the best it can be.

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Common Questions:

  1. The Vacant Lot Loan from American Savings Bank is a 3-year fixed rate loan with fixed monthly interest-only payments and a final balloon payment. Points and fees vary and are subject to change. Credit of up to one (1) point paid to American Savings Bank on Vacant Lot Loan upon refinancing with a construction/permanent loan with American Savings Bank subject to the following conditions: Application for construction/permanent loan must be made within loan term; credit is applied to a mortgage loan for the purpose of constructing a home on the lot; and credit is not transferable to another party or property. The maximum loan-to-value (LTV) for loan amounts up to $822,375 is 75% (25% down payment), and the maximum LTV for loan amounts up to $1,000,000 is 65% (35% down payment). For more details contact an American Savings Bank residential loan officer. Payment example: Based on a $262,500 loan (sale price $350,000 with a 25% down payment and prepaid finance charge of $3,937.50): the monthly interest-only payment (based on an interest rate of 5.500% and 0.0 points (6.048% APR) is $1,203.13 and one final balloon payment of $263,703.13. Rates and terms are effective as of 12/19/2019 and are subject to change without notice. Certain terms and restrictions apply

Loan programs and products are subject to loan qualification, credit policy and underwriting standards for the respective program or product. Certain terms, conditions and restrictions may apply. Programs/products subject to change or discontinuation without notice.

Fannie Mae® is a registered trademark of the Federal National Mortgage Association. Freddie Mac® is a registered trademark of the Federal Home Loan Mortgage Corporation.