ASB Financial Resources: Borrowing

There are situations where borrowing makes sense as long as you do it wisely. We have free financial tools, courses and articles available to help you achieve your financial dreams.

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Build your Credit
The first step is knowing and understanding your credit score. It's an important factor in being able to borrow and often influences the interest rate you receive.


ConsolidATE Debt
Not all debts are created equal. You should evaluate your current debts and understand the interest rates for each one. Talk with a banker to learn how you could potentially consolidate debt into a lower payment or interest rate, with a plan to pay it off.


Leverage the Value in Your Home
Your home is an asset. You build equity in your home as you start paying down your mortgage or if the value of your home has grown since purchasing. This asset can be leveraged for home improvements or other financial needs.

Take Financial Checkup

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Visa® Credit Cards

Choosing the right credit card is easier than ever. Apply today for our new ASB credit cards which provide great benefits like no annual fees.

Personal Unsecured Loan

Receive quick access to funds and buy the things you want and need, or consolidate for lower monthly payments.

Home Equity Line of Credit (HELOC)

Use your home's equity for what's important to you, such as home improvements, debt consolidation, school tuition and more.

Get to Know Pesronal Loans Thumbnail

Get to Know Personal Loans

Do you have a major purchase coming up, need to pay off debt or have an unexpected expense? A personal loan could help you to cover these costs by spr...

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What is a Home Equity Line of Credit (HELOC), and is it Right for Me? Thumbnail

What is a Home Equity Line of Credit (HELOC), and is it Right for Me?

A HELOC is a line of credit that allows homeowners to borrow against the equity in their home. A HELOC is like a credit card, giving you the flexibility...

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Understanding Interest Rates thumbnail

Understanding Interest Rates

You might have heard about interest rates but do you really know what they are and how they can help your finances? You might know that interest is th...

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