1. Treat yourself

• Many retailers offer discounts on or around your birthday – take advantage of these
• Always remember to mention it when you go out for a meal on your birthday as well because some restaurants also offer freebies

2. Pay yourself first

• Your birthday is as good of a time as any to start paying yourself first.
• Set up a Automatic Payments and Transfers from your checking account to a savings account after payday to build up that nest egg

3. Birthday parties don't have to be expensive

• Have a friend or family member with a birthday near yours? Consider combining celebrations.
• Simplify the celebration! With so much natural beauty, consider going to a park or the beach to celebrate with loved ones

4. Too much stuff? Ask for donations instead of gifts

• Consider asking friends to donate to a charity for your birthday as opposed to a gift

5. Another year has passed. Is it time to think about Life Insurance or make a plan for Retirement?

• Take a look at some of our Life Insurance and Retirement options