Construction Loan

  • New home as well as property additions and renovations in Hawaii
  • New purchase and refinance
  • Monthly interest-only payments on during the construction period
  • Up to 12 to 18 months for the construction phase
  • Fixed rate term after construction
  • One-time option to take advantage of lower rates for the permanent loan if fixed interest rates are lower when construction is completed
  • Find out more about What You Need to Know... with Construction Loans

Vacant Land Loan

Purchase a vacant lot in Hawaii to build your dream home tomorrow.

  • Monthly interest-only payments for three years (term)
  • Fixed interest rate during the term
  • No prepayment penalty
  • Available for land purchase with construction plans within three years
  • Credit of up to one point paid on the land loan upon the Construction refinance

Mortgage Glossary - Need a reminder on the mortgage lingo? Use the handy glossary to learn more.

Understand the Construction Loan Process - Learn what to expect and see what happens once you have started the construction loan process.

Attend a Seminar - We offer a number of seminars throughout the year including Home Building seminars; check out the schedule for upcoming events. There is no obligations. Registration is free and simple and there are no obligations for attending.


Loan programs and products are subject to loan qualification, credit policy and underwriting standards for the respective program or product. Certain terms, conditions and restrictions may apply. Not intended for owner-builder situations. Program/products subject to change or discontinuation without notice.