- New home as well as property additions and renovations
- New purchase and refinance
- Monthly interest-only payments on during the construction period
- Up to 12 to 18 months for the construction phase
- Fixed rate term after construction
- One-time option to take advantage of lower rates for the permanent loan if fixed interest rates are lower when construction is completed
- Find out more about What You Need to Know... with Construction Loans
Vacant Land Loan
Purchase a vacant lot in Hawaii to build your dream home tomorrow.
- Monthly interest-only payments for three years (term)
- Fixed interest rate during the term
- No prepayment penalty
- Available for land purchase with construction plans within three years
- Credit of up to one point paid on the land loan upon the Construction refinance
Mortgage Glossary - Need a reminder on the mortgage lingo? Use the handy glossary to learn more.
Understand the Construction Loan Process - Learn what to expect and see what happens once you have started the construction loan process.
Attend a Seminar - We offer a number of seminars throughout the year including Home Building seminars; check out the schedule for upcoming events. There is no obligations. Registration is free and simple and there are no obligations for attending.