Malina at Koa Ridge
Getting pre-qualified for a home loan is the first step in securing your purchase agreement for an affordable townhome at Malina at Koa Ridge, located at 94-1144 Koa Uka Boulevard in Waipio. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.
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- 3% down payment for first time homebuyers and 20% down payment for repeat buyers
- Other rate and point combinations available
The Malina at Koa Ridge Home Loans Team
Brian Ako
Vice President
Senior Residential Loan Officer
NMLS #1083184
Mobile: (808) 741-5130
bako@asbhawaii.com
Manny August, Jr.
First Vice President
Executive Residential Loan Officer
NMLS #662118
Mobile: (808) 927-4512
maugust@asbhawaii.com
Debbie Goto
First Vice President
Executive Residential Loan Officer, Condo/Projects Manager
NMLS #477346
Mobile: (808) 551-0163
dgoto@asbhawaii.com
Carolyn Johiro
Vice President
Executive Residential Loan Officer
NMLS #477461
Mobile: (808) 348-4913
cjohiro@asbhawaii.com
Stefan Kant, Jr.
Vice President
Executive Residential Loan Officer
NMLS #1191266
Mobile: (808) 295-7924
skant@asbhawaii.com
Bulgarian Speaking
Michelle Luxton
First Vice President
Executive Residential Loan Officer, Private Lending Group
NMLS #363495
Mobile: (808) 228-8850
mluxton@asbhawaii.com
Alan Magno
Vice President
Executive Residential Loan Officer
NMLS #477326
Mobile: (808) 425-2974
amagno@asbhawaii.com
Paul Santos
Vice President
Executive Residential Loan Officer
NMLS #477347
Mobile: (808) 927-9548
psantos@asbhawaii.com
Reyn Sugai
Vice President
Executive Residential Loan Officer
NMLS #1636384
Mobile: (808) 979-6641
rsugai@asbhawaii.com
Bryce Tani
First Vice President
Executive Residential Loan Manager
NMLS #477420
Mobile: (808) 927-9545
btani@asbhawaii.com
Alex Truong
Vice President
Executive Residential Loan Officer
NMLS #1325920
Mobile: (808) 428-6248
atruong@asbhawaii.com
Vietnamese Speaking
Swee Wah
Vice President
Executive Residential Loan Officer
NMLS #477489
Mobile: (808) 348-4917
swah@asbhawaii.com
Cantonese/Mandarin Speaking
Visit Our Loan Centers
929 Queen Street, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
1600 Kapiolani Boulevard, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
98-200 Kamehameha Highway, 2nd Floor
Aiea, HI 96701
Phone: (808) 627-6900
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- The special pricing offer (offer) is applicable for a qualified home purchase of a unit at Malina at Koa Ridge financed through American Savings Bank (ASB) residential mortgage programs that close by 12/30/2022. Offer is not applicable for brokered out loans or Veterans Affairs Loans. Offer is subject to automatic payments from a new or existing ASB personal checking account. The ASB checking account number with the intent to establish automatic payments for the mortgage must be provided prior to final approval of the loan by ASB. The establishment of automatic payments must be signed at mortgage closing. If the borrower opts out of automatic payments or the ASB personal checking account is not established at loan closing, the offer will not apply, and ASB will be required to re-disclose the non-promotional rate and charges which may result in delayed closing. See the Personal Deposit Account Terms and Conditions for other terms, conditions and fees for Kalo Checking accounts. This offer cannot be combined with any other mortgage promotional discounts, long-term rate lock specials, or new project financing rates unless otherwise specified, and is limited to one promotion per loan. Loan amount of up to $970,800. The financed residential property must be owner-occupied. Based on a purchase price of $495,000 and 3% down payment, the loan amount would be $480,150 for a 30-year fixed rate mortgage at 4.625% / 4.82% Annual Percentage Rate (APR) and 1.50 points, the monthly principal and interest payment would be $2,468.64 for 360 months. Based on a purchase price of $495,000 and 20% down payment, the loan amount would be $396,000 for a 30-year fixed rate mortgage at 4.625% / 4.83% Annual Percentage Rate (APR) and 1.50 points, the monthly principal and interest payment would be $2,035.99 for 360 months. Long-term lock available at application with float down feature. Certain restrictions apply and applicable upfront lock fee may be refunded. This offer is subject to change or discontinuation without notice. Applicant(s) is/are subject to loan qualification, underwriting guidelines, and credit policy of ASB. Certain terms and restrictions apply. Rates, terms, and fees may vary based on factors specific to your transaction. For more information, please contact an ASB Residential Loan Officer.
The Experts You Need to Start Living Your Dream
Malina at Koa Ridge - Special Offer: 4.625% interest rate / 4.83% APR with 1.50 points1
- 3% down payment for first time homebuyers and 20% down payment for repeat buyers
- Other rate and point combinations available
Member FDIC NMLS #423168
© 2023 American Savings Bank, F.S.B. HOME LOANS FROM AMERICAN SAVINGS BANK
Contact us today for more information on financing your dream home at
(808) 593-1226 | asbhawaii.com
Important Program Information
- The special pricing offer (offer) is applicable for a qualified home purchase of a unit at Malina at Koa Ridge financed through American Savings Bank (ASB) residential mortgage programs that close by 12/30/2022. Offer is not applicable for brokered out loans or Veterans Affairs Loans. Offer is subject to automatic payments from a new or existing ASB personal checking account. The ASB checking account number with the intent to establish automatic payments for the mortgage must be provided prior to final approval of the loan by ASB. The establishment of automatic payments must be signed at mortgage closing. If the borrower opts out of automatic payments or the ASB personal checking account is not established at loan closing, the offer will not apply, and ASB will be required to re-disclose the non-promotional rate and charges which may result in delayed closing. See the Personal Deposit Account Terms and Conditions for other terms, conditions and fees for Kalo Checking accounts. This offer cannot be combined with any other mortgage promotional discounts, long-term rate lock specials, or new project financing rates unless otherwise specified, and is limited to one promotion per loan. Loan amount of up to $970,800. The financed residential property must be owner-occupied. Based on a purchase price of $495,000 and 3% down payment, the loan amount would be $480,150 for a 30-year fixed rate mortgage at 4.625% / 4.82% Annual Percentage Rate (APR) and 1.50 points, the monthly principal and interest payment would be $2,468.64 for 360 months. Based on a purchase price of $495,000 and 20% down payment, the loan amount would be $396,000 for a 30-year fixed rate mortgage at 4.625% / 4.83% Annual Percentage Rate (APR) and 1.50 points, the monthly principal and interest payment would be $2,035.99 for 360 months. Long-term lock available at application with float down feature. Certain restrictions apply and applicable upfront lock fee may be refunded. This offer is subject to change or discontinuation without notice. Applicant(s) is/are subject to loan qualification, underwriting guidelines, and credit policy of ASB. Certain terms and restrictions apply. Rates, terms, and fees may vary based on factors specific to your transaction. For more information, please contact an ASB Residential Loan Officer.