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Erica Dzikowski joins American Savings Bank as Vice President, Executive Residential Loan Officer, bringing nearly 26 years of finance experience. A seasoned expert in first-time homebuyer programs and Veterans Affairs loans, Erica is passionate about guiding clients through every step of the homebuying process—from education to closing—and takes pride in seeing families build their lives and generational wealth through homeownership.
 
Before joining ASB, Erica held roles at Fairway Independent Mortgage Corporation, Honolulu HomeLoans, V.I.P. Mortgage, Wells Fargo Home Mortgage of Hawaii, AIG and Bayonne Community Bank. She has earned recognition among the Scotsman Guide Top Women Originators and as a Top Producer at both Honolulu HomeLoans and Fairway Independent Mortgage Honolulu Branch.

Raised in a blue-collar family as the eldest of five adopted children, Erica brings empathy, dedication and a strong work ethic to her role. Since moving to Hawaii in 2010, she has been deeply involved in the community, volunteering with Habitat for Humanity and J & L Ranch. 

Erica holds a bachelor’s degree from Rutgers University. In her free time, she enjoys country line and swing dancing, western horseback riding, traveling, cooking and singing karaoke. 
 

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