Types of Mortgage Refinance - there are many reasons to refinance. If your goal is to take advantage of lower rates to reduce your current interest rate, lower your monthly payments or shorten your term, a Rate/Term Refinance can help you save money. If you are taking advantage of the equity in your home, a Cashout Refinance can provide you with the additional funds. Use the cashout for home improvement, investment, or other planned expenses.

Financing Options - depending on the loan program that fits your need, we offer fixed rate mortgages or adjustable rate mortgages (ARM).

  • Fixed Rate - Fixed rate mortgages have a set interest rate so that the monthly principal and interest payment stays the same for the life of the loan.
  • Adjustable Rate Mortgages - An ARM will typically feature a fixed interest rate with monthly principal and interest payments for a period of time, generally one year. Each year, for the life of the loan, the interest rate and payments may adjust higher or lower based on market interest rates.


Understand the Loan Process - Learn what to expect in a loan pre-qualification and see what happens once you have started the loan application process.

Mortgage Glossary - Need a reminder on mortgage lingo? Use the handy glossary to learn more.


Loan programs and products are subject to loan qualification, credit policy and underwriting standards for the respective program or product. Certain terms, conditions and restrictions may apply. Programs/products subject to change or discontinuation without notice.