Home Mortgage Loans1

Pursue your Hawaii homeownership dreams with American Savings Bank, Hawaii’s 7-time Forbes’ Best-In-State Bank. From pre-qualification to closing, our expert mortgage loan officers will help you every step in the mortgage loan process.
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Buy a Home

We're here to help you own your dream home in Hawaii, from pre-qualifying to closing. Find a home buying program that works for you.
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Refinance Your Mortgage

Shorten your loan term, lower mortgage payments or put more cash in your pocket.
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HELOC

Already own a home in Hawaii? Use your home's equity for home improvements, debt consolidation, school tuition and more.
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ASB Number One Mortgage Lender

American Savings Bank is Hawaii's #1 Local Mortgage Lender

Based on State of Hawaii Bureau of Conveyances data January 2024 through September 2025, recorded total value of residential, non-wholesale, purchase mortgages.

Meet with a Mortgage Loan Officer

Schedule an appointment with one of our mortgage experts and discuss how we can make your dream of Hawaii homeownership possible.

Make An Appointment

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Save on Closing Costs!

Buying a home is a huge milestone - we're here to help! We are currently offering the following promotions that can help you save thousands.
Hometown Heroes
First Time Home Buyer
Purchase Promo

Today's Mortgage Rates (08/06/2026)

Below are today’s mortgage rates for our most popular Adjustable Rate Mortgage (ARM) and Fixed Mortgage.
10 Year ARM*
Rate: 5.875%
Points: 1.750
APR: 6.265%
15 Year Fixed*
Rate: 5.375%
Points: 2.125
APR: 5.792%
30 Year Fixed*
Rate: 6.250%
Points: 2.250
APR: 6.524%
* Important information about today’s mortgage rates may be viewed at "View All Mortgage Rates."

Why Choose American Savings Bank?

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Financing Options For Your Goals
Whether you're a first time home buyer or a seasoned real estate investor, our mortgage options can make your Hawaii homeownership dreams possible.
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Expert Advice
From pre-qualification to closing, our local loan officers are here to help every step of the way.
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Personalized Support
Receive personalized resources and support to fit your goals and needs.
 
Meet with an ASB Mortgage Loan Expert
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Swee Wah

Island: Oahu 
NMLS: #477489 
Phone: (808) 348-4917 
Let's Meet

Alex Truong

Alex Truong

Island: Oahu 
NMLS: #1325920 
Phone: (808) 428-6248 
Let's Meet

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Carolyn Johiro

Island: Oahu   
NMLS #477461   
Phone: (808) 348-4913   
Let's Meet

FIND A MORTGAGE LOAN OFFICER

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Meet with a Mortgage Loan Officer

Schedule an appointment with one of our experts and discuss how we can make your dream of homeownership possible.

Home Buyer Resources

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Today's Mortgage Rates
Compare our current fixed, jumbo and adjustable rate mortgage (ARM) loan rates.
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Mortgage Loan Calculators
Easy-to-use mortgage loan calculators to help you calculate your down payment, monthly mortgage payment and more.
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Mortgage Resource Center
Buying a home is one of life's biggest milestones, and we're here to help! Check out our free financial tools, courses and articles.
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ASB Customers for Hale Kamaaina Thumbnail

Hawaii Housing Financing Development Corporation Celebrates First Three Homebuyers to Close Under Hale Kamaʻāina Mortgage Program

The Hawaiʻi Housing Finance and Development Corporation (HHFDC) celebrated the first three homeowners who successfully completed their respective mortgage loans...

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ASB Introduces New Mortgage Options to Expand Affordable Homeownership Access for Native Hawaiians

ASB is now approved by the U.S. Department of Housing and Urban Development (HUD) to provide HUD 184A and FHA 247 loans to the Native Hawaiian community...

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3 Tips for Securing Your Dream Home in Hawaii

Are you dreaming of owning a home in Hawaii? We’re here to help. At American Savings Bank (ASB), we’re committed to helping you achieve your homeownership dreams...

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  1. Subject to loan approval. Certain terms, conditions and restrictions may apply. Programs/products subject to change or discontinue without notice.