Home Buying in Hawaii

Understand The Loan Process

At American Savings Bank, we know that buying a home in Hawaii is a big undertaking. We offer a variety of home buyer loan programs for eligible borrowers. Together we can look at your monthly income, down payment savings, and home preferences to help you get the home loan you need to purchase your home.

Call us: (800) 293-2878

 

GET PRE-QUALIFIED

 

See Today's Mortgage Rates >

Use our Mortgage Calculators >

 

 

Learn About Home Buying Steps

Step 1

Pre-Qualification

A letter of Pre-Qualification from a financial institution gets you ready to go shop for your dream home. Learn how much you can afford, and base your purchase on what you are pre-qualified to spend.

Step 2

Shop for a Home

Make an offer on your home working hand in hand with your Loan Officer from ASB and your Real Estate agent. Once the offer is accepted, we'll continue the loan process to get you on your way to owning a home.

Step 3

Close on the Home

Your ASB Loan Officer will guide you through the loan process from loan application to loan closing. Get your keys & start moving in!

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What Type of Loan is Right for You?

First Time
Home Buyer

Anyone who hasn't owned a home within the last 3 years

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Regular
Home Buyer

Looking to purchase a home?


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VA
Loan

For Veterans looking to purchase a home


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Jumbo
Loan

For loans over $765,600
 

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Other
Loans

Vacant Land and
Construction Loans

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What are my options to borrow
if I already own a home?

LET US HELP YOU SAVE ON CLOSING COSTS*

WAYS TO GET STARTED

Attend a
Mortgage Seminar


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Make an
Appointment


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Contact a
Loan Officer


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See Home Loan
Centers


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NEW TO THE ISLANDS?

Ultimate Newcomer's Guide to Hawaii

American Savings Bank is proud to sponsor Honolulu Magazine's Ultimate Newcomer's Guide to Hawaii, which features a video of ASB teammates sharing what they love about living in Hawaii. There's a lot to see, taste and do here. Let the Newcomer's Guide help point you toward everything you need to make your life in Hawaii the best it can be.

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Common Questions:

Loan programs and products are subject to loan qualification, credit policy and underwriting standards for the respective program or product. Certain terms, conditions and restrictions may apply. Programs/products subject to change or discontinuation without notice.

*This offer cannot be combined with any other promotional discounts, long-term rate lock specials, or new project financing rates unless otherwise specified.