Understand the Loan Process - Learn what to expect in a loan pre-qualification and see what happens once you have started the loan application process.

Attend a Homeownership Seminar - We offer a number of seminars throughout the year; check out the schedule of events. There is no obligations. Registration is free and simple.

Mortgage Glossary - Need a reminder on mortgage lingo? Use the handy glossary to learn more.

  1. For USDA/Rural Development Loans, there is a USDA funding fee of 2.00% of the loan amount which can be financed into the loan. Based on a purchase price of $400,000, the loan amount is $408,000 which is 100% of the purchase price of $400,000 (no down payment on the home purchase) plus the funding fee.
Loan programs and products are subject to loan qualification, credit policy and underwriting standards for the respective program or product. Certain terms, conditions and restrictions may apply. Programs/products subject to change or discontinuation without notice.