Regular Home Buyer

Looking to Buy a Home?

Let us help you choose the right loan to help you get your dream home in Hawaii.

Call us: (800) 293-2878

 

Today's Mortgage Rates >

 

GET PRE-QUALIFIED

 

 

Learn About Different Loan and Rate Types

Conforming Loan

If you have established credit history and the property meets standard guidelines, you could qualify for a Conforming Loan with competitive market rates. 30-Year and 15-Year fixed rate mortgages with a limit of up to $765,600 available. Learn More >

Non-Conforming Loan

Non-Conforming (or Portfolio) loans offer some flexibility, if the property or your borrowing situation does not meet conforming loan guidelines, loan amounts between $765,600 to $2 million for Jumbo Loans and available for purchasing or refinancing a home. Learn More >

Fixed Rate Loan

Fixed Rate mortgages have a set interest rate so that the monthly principal and interest payment stays the same for the life of the loan. We have 15 and 30 year Fixed Rate loans that'll help to give you an ease of mind when buying your home in Hawaii.

Adjustable Rate Mortgage (ARM) Loan

An Adjustable Rate Mortgage (ARM) Loan features a fixed interest rate for an introductory period of time (either 5, 7, or 10 years). After the introductory period, the interest rate and payments may adjust higher or lower based on market interest rates.

LET US HELP YOU SAVE ON CLOSING COSTS*

WAYS TO GET STARTED

Attend a
Mortgage Seminar


Learn More >

Mortgage
Calculators


Learn More >

Contact a
Loan Officer


Learn More >

Visit a Home
Loan Center


Learn More >

NEW TO THE ISLANDS?

Ultimate Newcomer's Guide to Hawaii

American Savings Bank is proud to sponsor Honolulu Magazine's Ultimate Newcomer's Guide to Hawaii, which features a video of ASB teammates sharing what they love about living in Hawaii. There's a lot to see, taste and do here. Let the Newcomer's Guide help point you toward everything you need to make your life in Hawaii the best it can be.

Learn More >

Common Questions:

Loan programs and products are subject to loan qualification, credit policy and underwriting standards for the respective program or product. Certain terms, conditions and restrictions may apply. Programs/products subject to change or discontinuation without notice.

*This offer cannot be combined with any other promotional discounts, long-term rate lock specials, or new project financing rates unless otherwise specified.