State of Hawaii Mortgage Credit Certificate (MCC) Program
- Provides housing assistance to families of low or moderate income.
- Reduces the amount of federal income tax you pay, thus giving you more available income to qualify for a mortgage loan and assist you with house payments.
- For more information on MCC, visit the Hawaii.gov webpage for Department of Business, Economic Development & Tourism Hawaii Housing Finance & Development Corporation Mortgage Credit Certificate.
Understand the Loan Process - Learn what to expect in a loan pre-qualification and see what happens once you have started the loan application process.
Attend a Homeownership Seminar - We offer a number of seminars throughout the year; check out the schedule of events. There is no obligations. Registration is free and simple.
Mortgage Glossary - Need a reminder on mortgage lingo? Use the handy glossary to learn more.