Deposit Checks, Pay Bills, Transfer Money and more with Online and Mobile Banking!
Everything you need to manage your finances with added discounts for your business
Tap your contactless ASB Visa® Debit Card or connect it to your smartphone and pay while on-the-go
No ProTecLineSM Application and Annual Fees1
Business PowerLine and Term Loan Fee Discounts1
No Biz Statement Savings Account Monthly Service Fee
Monthly service fee waived with $10,000 combined business average deposit2 and outstanding business loan3 balances; otherwise $15 per month
Discounted Online Banking (no basic monthly fee for access for up to 4 accounts, subject to other Online Banking fees)
Online Banking ACH1 and Wires Modules discount
Yes, each business checking account requires a minimum opening deposit. Visit our business checking account comparison page to learn more.
Yes, you are provided with a Visa® Business Debit Card with your checking account.
A checking account is considered dormant at 12 months of inactivity and a savings account is considered dormant at 36 months of inactivity. While your account is dormant, you will not be able to access the ATM or use your debit card at point-of-sale (POS) terminals.
Build business credit while using savings as collateral
Loans from $10,000 to
90%
of savings account (maximum $250,000)
Unsecured Business Application | Secured Business Application
Loans from $10,000 to 90% of the available balance in your business savings account (maximum $250,000)
Terms up to 60 months1
Fixed interest rate
Savings account used as collateral
You may view your balance in your monthly statement or may access your accounts anytime using Online Banking for Business. Log in or enroll in Online Banking >.
Perfect for fixed assets, such as equipment, vehicles or furniture, consolidating debt or increasing your working capital - the choice is yours1
Unsecured Business Application | Secured Business Application
Unsecured loans from $10,000 up to $100,0001
Secured loans up to $250,0001
Competitive rates
No annual fee
Flexible repayment schedules
You may view your balance in your monthly statement or may access your accounts anytime using Online Banking for Business. Log in or enroll in Online Banking >.
As one of the leading originators of SBA loans in Hawaii, we're here for you and your business
Loans from $10,000 up to
$50,0001
with low down payment requirements
Unsecured Business Application | Secured Business Application
Loans from $10,000 up to $50,0001
Low down payment requirements
Projected income consideration
Flexible terms and interest rates
To apply for an SBA loan, visit a branch and we'll help you complete the application process.
Helping you build a better business from the ground up
Loan amount up to
$10,000,000
designed to fit the specific transaction
Term Loan amount up to $10 million to fit the specific transaction, available for Hawaii properties
Competitive fixed rates for terms up to 10 years, amortization up to 25 years
Fee simple property only
Available upon request:
Purchase, refinance, or cash-out refinance
Competitive fixed and floating rate options
Discounted closing costs
Expedited processing available
Preferred rates for multi-family and apartment properties
Non-recourse available for well-qualified borrowers
Subject to application and credit approval.
Designed for multi-family or small commercial real estate properties
Loan amount up to
$10,000,000
(Loans in excess of $10 million are available upon request)
Get started today with this Applicant Checklist
Available for Hawaii properties
Loan amount up to $10 million, loan term up to 15 years
Amortization up to 30 years
Purchase, refinance, or cash-out refinance
Competitive fixed and floating rate options
Multi-family, industrial, retail, office and mixed use properties
Available upon request – construction loans and loans in excess of $10 million
Discounted closing costs
Expedited processing available
Preferred rates for multi-family and apartment properties
Non-recourse available for well-qualified borrowers
Direct: (808) 539-7960
lpai@asbhawaii.com
Flexible financing to support your growth and capital needs1
Unsecured Business Application | Secured Business Application
Purchase inventory
Carry accounts receivable
Take advantage of unexpected opportunities
Let us customize the right structure, terms and payment options to support your business
Valuable and convenient overdraft protection for your checking account
Unsecured, revolving line of credit from
$2,5001
up to $10,000
Unsecured Business Application | Secured Business Application
Unsecured, revolving line of credit from $2,500 up to $10,0001
Quick application processing and closing by signing all required paperwork at the time of application
Principal plus interest monthly payments ($50 minimum)
The cash you need to keep your business competitive
Unsecured lines from $10,000 up to
$100,0001
Secured lines also available
Unsecured Business Application | Secured Business Application
Revolving line of credit that allows you to repay and borrow without a new loan application
Unsecured lines from $10,000 up to $100,0001
Secured lines from $50,000 up to $250,0001
Access with Business PowerLine checks2
Access with transferring from the line to your other ASB accounts via Online Banking for Business
Low variable interest rate
You may transfer funds to your other ASB accounts with Online Banking for Business. Log in or enroll in Online Banking >.
Finance the purchase and installation of your residential
clean energy system with ASB's Clean Energy Loan
(full list of participating contractors)
As low as 7.62% APR*
Loans From $1,500 to $70,000*
0.00% Initial Period for 12 months
5.50% Interest-Only Period for 6 months (months 13 to 18)
A fixed rate, fully amortized Principal & Interest Period for 102 months (months 19 to 120)
No prepayment penalty
Free Online Banking with eStatements
Use the Hawaiian Electric Locational Value Map to see if a power grid is available near you
Participating contractors are listed alphabetically and are exclusively compatible with the Clean Energy Loan. Participation is subject to change without notice, please check with contractor on eligible residential clean energy systems. At loan closing, 50% of the loan amount is disbursed to your contractor, and the remaining 50% is disbursed to your ASB personal checking account for you to pay your contractor according to the terms of your agreement with it. If you don’t already have an ASB personal checking account, you must establish one to receive the loan funds.
Photovoltaic (PV) system
Solar water heater system
Solar PV water heating system
Solar air-conditioning (A/C) system
Copies of recent paystubs for one month and most recent W-2 statement if your income is from a salary
Copies of award letter or most recent 1099 if your income is from Social Security or pension
Copy of current monthly account statement if your income is from 401(k) distribution, IRA distribution, or annuity
Copies of last 2 years’ U.S. Individual Income Tax Returns with all schedules if:
You file Schedule C, E, and/or F, and/or
Your bonus, commission or tips income accounts for 25% or more of your annual income
Copies of last 2 years' U.S. Business Tax Returns with all schedules and K-1's if you own 25% or more of a corporation or partnership
If the subject property is part of a Condominium Property Regime then please provide:
Name of condo project
Amount of monthly maintenance fee
More and more homeowners in Hawaii are choosing to go green when powering their homes. Installing solar or other clean energy systems to power your ho...
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* The Clean Energy Loan (loan program) is subject to borrower(s') qualification and meeting underwriting guidelines. The initial interest rate is 0.00% for the 12-month initial period followed by a 6-month 5.50% interest only period, then a principal and interest period for 102 months. Loan program is subject to change or cancel without notice. Loan terms, interest rate and Annual Percentage Rate (APR) for qualified borrower(s) will be based on borrower credit worthiness. 50% of the loan amount is disbursed to the borrower’s American Savings Bank (ASB) personal checking account and 50% of the loan amount is disbursed to the contractor at loan closing. Based on a loan amount of $25,000 and an initial term (12-months) at an interest rate of 0.00%, there are no monthly payments ($0.00) during the first 12 months of the initial period followed by monthly interest-only payments of $116.78 at 5.50% in months 13 to 18 (6 months after the initial period). Then, 102 months of fixed principal and interest payments of $364.78 (based on a fixed interest rate of 9.99%). The interest rate used in the example is as of 02/19/2024 and results in a 7.62% APR. Please refer to the current Loan Rate sheet or call us for current rates. Available only for financing the purchase, installation, and other eligible costs associated with the purchase/installation of a qualified residential clean energy system from an ASB participating contractor. Qualified systems are residential photovoltaic (PV), solar water heater, solar PV water heating systems, solar air conditioning, and battery backup/storage systems. Rates are subject to change at any time without prior notice.
ASB does not perform due diligence or does not make representations or warranties on third-party, participating or non-participating contractors, and qualified residential clean energy systems. Borrower should take reasonable steps to review third parties and systems.
